I found an old post regarding this but I just wanted to make sure this was correct, as there was no reply.
Some people don't seem to understand the interaction between a tapped Mana Vault and Yawgmoth's Bargain/Necropotence (player skips draw step so doesn't take any damage), so maybe something on that should be included, too.
I ran into this on MWS. Had Necro'd myself down to 4 with GTutor in hand, planning to have 1 life left after casting GTutor next turn. My opponent insisted that I had to take 1 dmg from the Mana Vault.